When you are experiencing financial distress or the burden of debts you cannot pay, The Jones Law Firm can help. Many individuals face some of the following challenges that can seem overwhelming:
Bankruptcy attorney Michael Ryan Jones and The Jones Law Firm have extensive experience in helping individuals overcome these challenges and get a fresh financial start. We know that financial problems like these are stressful and can even seem embarrassing, but we are committed to providing exceptional and compassionate legal representation.
Many people are surprised and happy to find out that they can file bankruptcy and keep their assets and start rebuilding their credit. Bankruptcy is not the end, but a new beginning without the stress of crushing debt.
We are here to help, and you deserve a fresh start. Contact us today.
The first step is your free initial consultation. Attorney Michael Jones will meet with you personally and carefully review the information you provide. The following are documents or information you should bring to the initial consultation:
Don’t worry, we will confirm with you what information you need to bring to your first meeting. This is a chance for us to determine your best options, and for you to ask questions.
During this first meeting, we will let you know if you have the option of filing bankruptcy and which chapter you should choose (Chapter 7, Chapter 13, or perhaps even Chapter 11). Some people have the option of choosing either Chapter 7 or Chapter 13 depending on their individual goals and desires — we will make sure you have all the information to make this decision. Occasionally, bankruptcy is not an option. If that is the case, we can discuss certain bankruptcy alternatives that may help.
During this first meeting, we will also go over the fees. We will make sure you understand exactly how much the fees are for whichever chapter you decide to file. This includes attorney fees and court filing fees. When you leave the initial consultation, you will know exactly how much you need to pay to file your case — there are no hidden fees.
No matter which bankruptcy you decide to file, you will almost always get the benefit of the automatic stay immediately upon filing your case. The automatic stay is a federal injunction that prohibits creditors from continuing any collection activity. As soon as we file your bankruptcy case, all debt collection activity will immediately stop. This includes:
The automatic stay also usually allows you to immediately renew your suspended driver’s license when the suspension was due to unpaid fees. If you have a pending collection action such as a foreclosure or repossession, contact The Jones Law Firm immediately.
At the end of your case, you will receive a discharge except in very limited circumstances. The discharge permanently forgives most debts, including the following:
With offices in Reynoldsburg, Ohio, The Jones Law Firm works with clients in and around Columbus and throughout central Ohio. You may learn more about types of bankruptcy below. Contact The Jones Law Firm today to speak about your specific situation and how we can help you.